::. SANIMA BANK .::-banking simplified

Deposits
Account Type	Interest Rate (% p.a.)
1. Senior Citizen Saving Account	7.00
2. Investment Muna With Life Ins. Coverage	7.00
3. Sanima Prime Saving	8.00
4. Rec Muna with Life Ins. Coverage	7.00
5. Rec Muna W/O Life Ins. Coverage	7.00
6. Sanima Nari Bachat	7.00
7. Sanima PF Saving Account	7.00
8. NRN Saving Account	7.00
9. Sanima Salary Account	7.00
10. Shareholders Saving	7.00
11. Sanima Muna Bachat	7.00
12. Sanima Sulav Deposits	7.00
13. Savings Deposit	7.00
14. Flood Relief Account	7.00
15. Sanima Premium Savings	9.00
16. Call Deposit Account	up to 12.00

Fixed Deposits (NPR)

Other Fixed Deposit Account
Account Type	Interest Payment	Interest Rate ( % p.a. )
		3 Months and above	6 Months and above	1 Year & above
Sr. Citizen	Monthly	10.50	11	11.25
Normal Fixed Deposit Account
Time Period		Interest Rate ( % p.a. )
		Monthly	Quarterly	Maturity
1 Month 3 Months				10.00
Above 3 Months to 6 Months		10.00	10.25	10.50
Above 6 Months to Below 1 Year		10.50	10.75	11.00
1 Year and above		11.00	11.25	11.50

Loans and Advances
Type of Loan	Interest Rate ( % p.a.)
Home Loan	15.00-17.00
Home Equity Loan	15.00-17.00
Hire Purcahse-Auto	14.00-17.00
Hire Purcahse-Commercial	15.00-18.00
Tractor Loan	16.00 - 18.00
Margin Lending	15.00 - 18.00
Personal Overdraft	15.00-19.00
Education Loan	15.00 - 18.00
Small Business Growth Loan	15.00 - 17.00
Loan Against Cash Backed Security	+2% or 12% whichever is higher
Clean Overdraft	20.00-22.00
Term Loan	13.00 - 19.00
Working Capital / Demand Loan	13.00-19.00
Business Overdraft	13.00 - 19.00
Manpower Loan	15.00 - 18.00
Deprived Sector	10.00 - 16.00