Sanima Bancassurance offers both life and general insurance facilities to our valued customers through our branches spread across the country to support their financial planning along with security against risk that might arise from any untoward events.
Provide us with an opportunity to know your exact insurance need and we will extend our support in choosing the best insurance plan.
Our Partner Insurance Companies:
A. Life Insurance:
a. Endowment Life Insurance Plan
§ Under this plan the Sum Assured with vested bonuses is payable either on the date of maturity or on earlier death.
§ Minimum Sum Assured allowed is NPR 10,000 and no limit for maximum Sum Assured.
§ Loan is payable under the policy after two years to the extent of 90% of Surrender value.
§ Double Accidental Benefit including permanent disability benefit is available from the age of 18 to 70 years.
b. Jeevan Ananda Plan
§ This plan provides the sum assured along with vested bonuses at the end of the premium paying term, but the risk cover on the life continues till death of the Life Assured.
§ Minimum Sum Assured allowed is NPR 100,000 and no limit for Maximum Sum Assured.
§ Sum Assured along with the vested bonus (maturity value) are payable at the time of maturity.
§ Sum Assured along with vested bonus is payable on death of the Life Assured during the Premum Paying Term.
§ Full sum assured is payable to beneficiary at the event of death of insured at any age after maturity.
§ Double Accidental Benefit including permanent disability benefit is available from the age of 18 to 70 Years.
c. Children's Endowment Life Insurance Plan
§ In this policy, sum assured with vested bonus is payable to insured at maturity.
§ Child having age of 10 years and below can be enrolled into this plan.
§ The Premium Waiver benefit can be enjoyed on payment of nominal additional premium. In this benefit, all due premiums are waived in case of death of proposer. To avail this benefit, age of proposer should not exceed 50 years at the time of entry.
§ Minimum Sum Assured is NPR 50,000 and Maximum Sum Assured is NPR 50,00,000.
B. Non-Life Insurance:
1. Premier Insurance Company Ltd
2. Nepal Insurance Company Ltd
3. Shikhar Insurance Company Ltd
4. United Insurance Company (Nepal) Ltd
5. Prudential Insurance Company Ltd.
6. Sagarmatha Insurance Company Ltd.
7. Siddhartha Insurance Company Ltd.
8. NLG Insurance Company Ltd
9. Everest Insurance Company Ltd.
10. Lumbini General Insurance Company Ltd.
11. Himalayan General Insurance Company Ltd.
12. NB Insurance Company Ltd
13. Prabhu Insurance Company
14. Neco Insurance Company
15. Rastriya Beema Sansthan
Non-Life Insurance covers:
House: household, rental, commercial and under construction, earthquake, fire, flood, landslide, explosion, riot strike damage/malicious damage, terrorism activities
Vehicle: accidental, loss, theft, third party liability, driver passenger helper ( in case of Commercial Vehicle), riot strike damage/malicious damage, terrorism activities
Stock: fire, earthquake, burglary, flood, landslide, explosion, riot strike damage/malicious damage, terrorism activities
Marine: Institute war clause, Strike, Riot, Civil Commotions clauses, theft and non delivery clause, terrorism etc.
Health Insurance / Medical Insurance /Travel Insurance etc
For further information please contact us at: