Margin Lending

Sanima Margin Lending is our dedicated product where we extend credit facility to our valued customers against the pledge of selective shares/stocks of the Public Limited Companies listed in Nepal Stock Exchange Limited (NEPSE) those meet required criteria of Sanima.


Facility is available for:

-     Meeting personal financial needs


Loan Features:

-    Demand Loan and Overdraft Facility

-    Service Charge: 1% on approved loan limit

-    Financing: Maximum up to NPR 10 million           


Loan Eligibility Criteria:

-    Investors

-    Salaried Individuals

-    Self-Employed Individuals


Documentary Requirement:

-    Citizenship certificate

-    Original Share Certificates of related companies

-    Passport size photographs

-    Bank account statement for at least 3 – 6 months’ time

-    Recent Salary Certificate (as appropriate)

-    Rental agreement (if any) with an identification of tenant

-    Personal PAN card is required if loan amount is NPR 10 million and above

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