Sana Kishan Karja

With an objective to financially support small farmers, Sanima Bank has been providingSanima Sana Kishan Karja to small farmers for the enhancement of their agro-business.

Category A: Livestock

a.    Purchasing Livestock

b.    Financing Working Capital for rearing the livestock

c.    Financing the Fixed Assets, needed for rearing livestock

Category B: Livestock

a.    Purchasing fertilizers and seeds

b.    Construction of cold storage

c.    Construction of drains for irrigation

d.    Purchasing and installing shallow tube well

e.    Distribution of agriculture products

f.     Other agricultural purposes as prescribed by Nepal Rastra Bank (NRB) for Deprived Sector Lending


Key features of Sanima Sana KishanKarja

·         Tenure: 2 to 5 years

·         Service Charge: 1% of approved loan limit

·         Security: Land and Building

·         Financing:

o   Category A: Livestock

§  NPR 100,000 to NPR 400,000

o   Category B: Agriculture

§  NPR 100,000 to NPR 300,000


a.    The applicant/proprietor must be a Nepalese Citizen

b.    Age Above 18 years and below 60 years

c.    The enterprise can be registered after limit has been sanctioned but before disbursement of loan.

d.    The Applicant/ Proprietor must be qualified under the scope of “Deprived Sector” as defined by Nepal Rastra Bank.


Documents Required


Photocopy of Citizenship certificate of borrower/ personal guarantor

2 copies of passport size photographs of related individuals

Income documents such as rental agreement, salary certificate


Firm registration documents

Documents related to security (land and/or building)


Required by the bank on case to case basis




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