VISA DEBIT CARD
Sanima Bank offers VISA brand domestic debit card which is accepted in Nepal and India. This card permits customers to withdraw cash from almost all ATMs and to pay directly during purchases of goods & services from various merchants (POS terminals) accepting VISA cards.
EnquiryWithdrawal Limits
For security reasons the maximum ATM and POS withdrawal from your account is as per below;
Cash withdrawal limit in ATM
| Currency | Per Transaction | Daily | Monthly |
|---|---|---|---|
| Nepal NPR. | 25,000 | 100,000 | 500,000 |
| India INR | 15,000 | 15,000 | 100,000 |
POS Purchase Transaction Limit
| Currency | Per Transaction | Daily | Monthly |
|---|---|---|---|
| Nepal NPR. | 100,000 | 300,000 | 600,000 |
| India INR | 100,000 | 100,000 | 100,000 |
* It will valid on Sanima ATM and can vary on other bank’s ATM
Fee and charges applicable in Sanima Visa Debit Card
The following charge will be applicable for the usage of Sanima Visa Debit Card
Issuance Fee NPR 500
Re-issuance Fee NPR 500
Card Validity 3 Years
Installment Fee Upfront total payment-NPR 1,200 for three years OR NPR. 500 on first year and NPR. 500 for two subsequent years
Pin regeneration Fee NPR 150.00
Card Block Charge NPR 100.00
ATM Cash Withdrawal on Sanima ATM NIL
ATM Cash Withdrawal Other VISA Network ATMs in Nepal NPR Rs. 20 (Fee for first three transactions shall be reversed in 1st week of each Nepali Calendar.)
ATM Cash Withdrawal Other VISA Network ATMs in India NPR 250
Balance Enquiry on Sanima ATM NIL Balance
Enquiry on VISA Network ATMs NPR 20.00
Balance Enquiry from India ATMs NPR 50.00
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