House rent notice-Naxal Published on Aug 02, 2021

ISB notice-Interior and allied works at Mid-Baneshwor Published on Jul 29, 2021

Interest rate notice-Shrawan 2078 Published on Jul 15, 2021

KYC notice-Ashadh Published on Jun 15, 2021

Interest Rate Notice-Ashadh 2078 Published on Jun 14, 2021

Interest rate notice-Jestha 2078 Published on May 14, 2021

Right to Information notice Published on Apr 27, 2021

Notice regarding debit restriction of KYC pending accounts Published on Apr 24, 2021

Branch relocation-Itahari Branch Published on Apr 18, 2021

Notice regarding KYC pending accounts Published on Apr 16, 2021

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HOME EQUITY LOAN

Home Equity Loan is a tailor made loan product that supports to meet any personal financial needs of our valued customer. Upon following a hassle free procedure, equity financing could be availed very conveniently in a competitive pricing by mortgaging a self owned property.

Facility is available for:

  • Meeting any valid personal financing needs

   Loan Features:

  • Tenure: Flexible up to 20 Years
  • Service Charge: 1% on approved loan limit
  • Financing: Maximum up to NPR 20 million 
  • Working Professionals
  • Salaried Individuals
  • Self-Employed Individuals
  • Citizenship certificate
  • Passport size photographs
  • Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
  • Land revenue and property tax paid receipt (recent)
  • Approval of construction, approved house map and construction completion certificate (as appropriate)
  • Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
  • Bank account statement for at least 3 – 6 months’ time
  • Recent Salary Certificate
  • Rental agreement (if any) with an identification of tenant
  • Copy of blue book of vehicle (in case of vehicle income)
  • Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
  • Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
  • Personal PAN card is required if loan amount is NPR 10 million and above

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